Down Payment Assistance by State: The Programs Buyers Are Actually Searching For

Douglas Wilkerson

Published on: 10/11/2026

Down payment help exists in almost every state — grants, forgivable seconds, and deferred loans. Florida FL Assist $10,000 & Hometown Heroes up to $35,000; California CalHFA MyHome; Texas TSAHC/TDHCA; Tennessee THDA; New Jersey NJHMFA up to $15,000.

down payment assistancedown payment assistance by stateHUD down payment assistanceFlorida down payment assistanceFlorida AssistHometown Heroes FloridaCalHFA MyHomeCalifornia Dream For AllTexas down payment assistanceTDHCA My First Texas HomeTSAHCHarris County down payment assistanceTHDA Great ChoiceTennessee down payment assistanceNJHMFA down payment assistanceNew Jersey down payment assistancefirst-time home buyer programs